
If you are a homeowner who has lost the ability to make payments on your mortgage or who is already in arrears with your mortgage payments and are contemplating your options and wondering how to organize your thoughts and actions in order to deal with an unfortunate financial situation... please take the time to look over the wealth of "Short Sale" and "Foreclosure" information available to you here.
Some of this information is in the form of printable documents that you can open and print to use as worksheets to gather and assess your financial information in order to determine what your options may be. Some of the information is accessible by clicking on hyperlinks that will direct you to other "short sale", "foreclosure", "loan modification" or "FHA" mortgage resources.
The Serena Group has been successful in helping many Bradenton, Sarasota, Palmetto, and Parrish Florida clients through the "short sale or foreclosure process" and in helping them find the best answer to some very difficult life choices as they relate to the short sale and foreclosures. You aren't alone! Unfortuantely there are scores of homeowners experiencing this process and the harsh decisions that have to be made in this struggling economic climate.
If you have questions, comments, or requests regarding "Short Sales" or "Foreclosures" that remain after investigating the outside resources and reading the information supplied here, please use the form below to submit your question or provide contact information and request a phone call.... we will be happy to assist you!
Please click on the images or title boxes below
for printable information and forms!
Complete Short Sale Guide Workbook








How a Short Sale is Done
National Association of Realtors Field Guide for Short Sales
FHA - Loan Modification Information
FHA HOPE FOR HOMEOWNERS PROGRAM - UPDATES
RECOVERY ACT OF 2009 - HUD.GOV-RECOVERY
FANNIE MAE LOAN LOOK-UP TOOL
Home Affordable Refinance Program

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